Recently issued HUD Mortgage letter 2021-19, in which the ministry announced that it would not extend its foreclosure moratorium, which expired on July 31, 2021. The HUD also announced in the letter that it would extend the evictions moratorium and suspend certain evictions until September 30, 2021.
As a result of the expiration of the HUD foreclosure moratorium, foreclosures on FHA-insured mortgages may be initiated or resumed in accordance with FHA requirements. In order to give borrowers in dire straits time to access housing after the foreclosure and to avoid eviction, HUD extended the eviction moratorium originally announced in the year Mortgage letter 2020-04, for people in properties secured by FHA-insured single-family mortgages, with the exception of vacant or abandoned properties. During this moratorium, which has been extended to September 30, 2021, mortgage holders will not be able to initiate or continue eviction to acquire possession of foreclosure.