April 17, 2021

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NBKC Bank Mortgage Review 2021

  • NBKC Bank offers Compliant, Jumbo, FHA, and VA mortgages.
  • The lender is a great option if convenience is important to you. It has live online chat and shows adjusted prices.
  • NBKC Bank could be a good fit if you have strong credit ratings.
  • See Insider Tips For The Best Mortgage Lenders »

NBKC has a thorough, easy-to-use feature that allows you to view a customized interest rate on home purchases and refinances. Enter the value of the home you want to buy, down payment, status, and creditworthiness to view your estimated interest rate.

NBKC shows interest rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages. It delivers your interest rate, APR, monthly principal and interest paymentand lender fees. You will see several columns with different numbers. The numbers vary depending on the number Discount points You would use when closing.

The website is more detailed than what most lenders offer, and it gives you a good idea of ​​what you are paying for as you go through NBKC.

The NBKC rates are competitive with the national averages on the Federal Reserve websiteSo you are likely to get a good rate with this lender.

NBKC Bank has offices in Kansas City, in both Kansas and Missouri. But for the most part, it’s an online mortgage lender. It offers loans to residents of all 50 US states.

You can get the following types of home loans through NBKC:

You can Refinancing into a fixed rate or adjustable rate mortgage or do a Disbursement Refinancing. You could too Rationalization of refinancing Your FHA or VA mortgage.

NBKC does not offer USDA mortgages, reverse mortgages, Building loans, Home equity loans or HELOCs.

NBKC could be a good fit if you have a solid credit score. Some lenders allow you to apply for alternative forms of credit, e.g. B. Evidence that you will pay your bills on time if you have low or no creditworthiness. But NBKC requires a credit check if you can Apply for pre-approval.

To contact customer service regarding obtaining a mortgage or refinancing, call CT Monday through Friday 8:00 am to 7:00 pm. NBKC also has a live online chat function.

NBKC currently has no public scandals. The Better Business Bureau gives NBKC Bank one A + in trustworthiness. A good BBB score signals that a company is honest in its advertising, is transparent about business practices, and is effective in responding to customer complaints.

However, having a strong BBB score doesn’t necessarily guarantee you will have a great experience with a company. You might want to look at reviews online and ask family and friends for their opinion when Choosing a Mortgage Lender.

We compared NBKC to two other lenders available in all 50 states: Fairway and Rocket Mortgage.

NBKC Bank Review vs. Fairway Review

fairway is probably a better solution if you have low or no creditworthiness. You can apply with alternative credit details like utility bills instead of showing your credit history when applying for pre-approval. You may also like Fairway if you need a USDA mortgage, reverse mortgage, or home renovation loan. NBKC does not offer this type of home loan.

However, NBKC has longer customer service hours and live online chat. If customer care and convenience are important to you, you might like NBKC.

NBKC Bank Review vs. Rocket Mortgage Review

Rocket mortgage offers you many options for the term with a term of only eight years. The lender has been ranked as the top lender for JD Power customer satisfaction for 11 consecutive years, it has strong customer service.

But the online rates of Rocket Mortgage are slightly higher than the national averages on the

Federal Reserve
Website, while NBKC Bank’s are a bit lower. Still, it may be worthwhile to get pre-approved for both so you can compare the exact prices.

Mortgage and refinancing rates by federal state

You can view a personalized mortgage or refinance rate on the NBKC website. Compare it to the prices in your state below:

New Hampshire
New Jersey
New Mexico
new York
North Carolina
North Dakota
Rhode Island
South carolina
South Dakota
Washington, DC
West Virginia

Laura Grace Tarpley is an editor at Personal Finance Insider, specializing in mortgages, refinancing, bank accounts and bank reviews. She is also a certified teacher for personal finance (CEPF). During her four years in the personal finance field, she has written extensively on ways to save, invest, and navigate credit.