An eviction moratorium passed last year allowed Oregonians not to pay rent to stay housed during the pandemic.
With the lifting of the bans and business restrictions, the prohibitions against evicting tenants and residents for non-payment of rent and mortgage also increase.
A report from Portland State University last year found that up to a third of tenants owed a return rent.
Community advocates say they fear a wave of displacement and increase Homelessness after the moratoria expires.
Resources remain in place to help tenants pay overdue rents and landlords can get back lost funds. Here are some things to know:
Is there still an eviction moratorium?
The nationwide moratorium on eviction notices due to non-payment expires on June 30th.
Tenants were allowed to avoid eviction if they were unable to pay rent due to financial problems, and they provided a signed declaration form stating that they were affected by loss of income, lost work, increased medical expenses or challenges in caring for a child or sick person were or person with a disability.
According to the Oregon Law CenterLate fees, collections and reports to credit bureaus are not allowed for all periods covered by the moratorium.
The Oregon Law Center has a copy of the Registration form online.
Those who did not sign a declaration had to repay the rent by March 31st.
Previously, tenants who signed the registration form had until July 1 to repay the overdue rent. However, a draft law that passed this legislative period is intended to extend this grace period until February 28, 2022. Senate Act 282 has passed both chambers and is waiting for Governor Kate Brown’s signature.
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I am a renter who is late to rent. What help can I get?
Rent Assistance is provided to tenants with overdue rent. Those who struggle are encouraged to leave 211info.org to connect to resources.
Oregon Housing and Community Services will distribute $ 204 million to qualified tenants facing financial difficulties due to the COVID-19 pandemic. The Oregon Emergency Rental Assistance program opens on May 19th.
The program will serve tenants with incomes less than 80% of the median area income who were eligible for unemployment benefits, lost household income or experienced other financial difficulties due to the coronavirus outbreak during the pandemic.
Tenants must also demonstrate their risk of homelessness or residential instability by showing overdue care or rental notices.
More information is available online at oregon.gov/ohcs/housing-assistance/Pages/emergency-rental-assistance.aspx.
Community action agencies in Oregon are available to provide assistance and connect residents with resources. In Counties Marion and Polk, this agency is the one Mid-Willamette Valley Community Action Agency.
I’m late on my mortgage. How can I get help?
The Salem Housing Authority is accepting applications for the Salem Emergency Mortgage Assistance program.
Funded by a $ 100,000 COVID-19 Community Development Block Grant, the program provides mortgage assistance to qualified homeowners whose mortgage payments, interest, taxes, and insurance are late due to difficulties related to the pandemic.
Those who apply can receive support of up to $ 2,500 per month for up to three months. Applicants must live in the house for which they are applying for assistance and the gross annual income of their household must be below the median income limit of 80%.
For more information, see salemhousingor.com mortgageassistance.
I am a landlord. How can I get help?
In 2020, Oregon legislators set up the Landlord Compensation Fund with $ 150 million to provide relief to landlords with tenants who have been banned from paying rent since April 2020.
Through the program, landlords receive 80% of the rental debt owed.
In return for receiving the funds, the landlords undertake to waive the remaining 20% of the tenant’s debts.
The first round of funding ended in March and gave more than $ 40 million to landlords.
Oregon Housing and Community Services officials said public housing authorities will review the property, make payments to landlords, and notify tenants that their rent has been allocated.
The resources are set to help 12,000 tenants and 1,900 landlords across the state.
“I was excited to have this opportunity to show full forgiveness to my tenant, a restaurant worker and student,” said Glen Ford, a first-round landlord compensation fund applicant. “Making up 80% of my losses is a bonus that I didn’t expect would ever come true. (I am so grateful.”
The second round of the Landlord Compensation Fund opened on April 29 and includes $ 70 million in rent owed from April 2020 to May 2021.
All applications received by May 17th at 5 p.m. will be checked and evaluated. The means are not first come, first served.
“The Oregon Landlord Compensation Fund program is designed to help residential landlords who have been unable to collect rent due to tenant difficulties,” said Margaret Salazar, Oregon director of housing and community. “We are grateful to be helping landlords keep Oregon’s financially stressed renters in their homes after a remarkably challenging year.”