April 13, 2021

MP Now News

Mortgage News

Why Now Is The Best Time to Refinance Your Mortgage – WHIO TV 7 and WHIO Radio

With mortgage rates falling and interest rates to record lows, many Dayton area homeowners may consider refinancing their current mortgage to save monthly payments or use the extra money on a home improvement project. That is why many homeowners turn to it Day Air Credit Union for all of yours Mortgage refinancing Needs. With more than 45,000 members and growing, Day Air Credit Union has served the Dayton area for more than 75 years.

“We are locally owned and operated in the Miami Valley since 1945. We promise to treat you with respect, to use your information accurately and safely, and to make it easier for you to do business with us,” said Bill Burke, President and CEO of Day Air Credit Union. Day Air Credit Union provides a great member experience by providing local service and decision making, especially when it comes to meeting all of your mortgage needs. This level of knowledge and care makes for a better banking experience.

Whether you are a longtime homeowner or have only owned your property for a short time, there are several important reasons that you should consider Mortgage refinancing.

Often times, homeowners consider refinancing to take advantage of lower interest rates. This is one of the most popular reasons many people get refinance. When interest rates are low, borrowing is cheaper. So over time, you could save money.

With more money, homeowners can focus on renovations or major purchases, for example. Homeowners with children could free up more money to save on their child’s college education, which is also a plus. Another important benefit of refinancing through Day Air Credit Union is that you can pay off your home sooner. By shortening the life of your loan at low interest rates, you can own your home entirely, such as B. switch from a 30-year loan to a 15-year loan.

For some, debt consolidation becomes important when they consider refinancing. Debt consolidation is a key factor for homeowners who have a large amount of high-yield credit card debt or personal loans. These homeowners might want to take a look Mortgage refinancing to improve your cash flow or save money over a longer period of time.

“Day Air Credit Union continues to strive to help each and every member achieve their personal financial goals. We want our community and members to think of their credit union first for all financial needs, ”said Bill Burke, President and CEO of Day Air Credit Union. Day Air Credit Union is committed to helping members improve their financial wellbeing by delivering a personalized, high quality banking experience. Day Air Credit Union offers a variety of mortgage products and services including first time homeowner loans, fixed rate mortgages, VA mortgages, and mortgage refinancing to name a few. A home loan officer can help you decide which mortgage refinance option is right for you. With five full-service locations throughout Southwest Ohio Day Air Credit Union is the leading credit union in the Miami Valley. While growth is critical to our success, we remain focused on our mission to “improve the financial well-being of our members.” More information about Day Air Credit Union, Visit www.dayair.org. Call (937) 643-2160 or Toll Free at (888) 329-2472 with questions or to make an appointment, and a Day Air Credit Union The customer service representative will be happy to help you.